Sample Health Insurance Rates Ages 19-29 Minnesota Metro Area - Non Tobacco Rates
|
Health Plan |
Plan |
My Monthly Premium |
Provider Availability |
Annual Deductible |
Co-Insurance/ |
Annual Max |
Prescription Drugs |
|
Blue Cross Blue Shield of Minnesota Aware Care
|
Indemnity |
$61.00 $88.00 $82.50 $98.00 $118.00 $129.00 $157.00 $197.50 $216.50 $281.50 |
BCBS Open Access Network |
$10,000.00 $5,000.00 $5,000.00 $3,000.00 $2,000.00 $1,500.00 $1,000.00 $750.00 $500.00 $300.00 |
100% 100% 80% 80% 80% 80% 80% 80% 80% 80% |
$10,000 $5,000 $6,000 $3,400 $2,600 $2,200 $1,800 $1,600 $1,400 $940 |
For deductible of $300 You pay a separate $300 OOP Annual Max. At Gold Net pharmacies $7 copay for formulary drugs, $10 copay for non formulary drugs. All other deductibles except the 100% coinsurance plans you pay 20% after deductible.
|
|
Blue Cross Blue Shield of Minnesota Simply Blue
|
Indemnity |
$105.50
$92.00
$76.50 |
BCBS Open Access Network |
*$5000.00
*$7500.00
*$10,000.00 |
100%
100%
100% |
$5000
$7500
$10,000 |
*Plan
pays 100% of the 1st $1000 of doctors office visits. Than 100% after deductible, includes
$200 for physical. 100% Generic Rx $25 copay for formulary $50
copay for non-formulary brand-named drugs. *Plan pays 100% of the 1st $750 than 100% after deductible, includes $200 for physical. 100% Generic Rx $35 copay for formulary $70 copay for non-formulary brand-named drugs. *Plan pays 100% of the 1st $500 than 100% after deductible, includes $200 for physical. $15copay generic Rx $50 copay for formulary $80 copay for non-formulary brand-named drugs. |
|
Blue Cross Blue Shield of Minnesota Options Blue
|
|
$152.00 $120.00 $110.50 $172.50 $134.50 $117.00 |
BCBS Open Access Network |
$1,450 $2,050 $2,850 $1,450 $2,050 $2,850 |
80% 80% 80% 100% 100% 100% |
$2,900 $4,100 $5,500 $1,450 $2,050 $2,850 |
80% after deductible 80% after deductible 80% after deductible 100% after deductible 100% after deductible 100% after deductible |
|
HealthPartners
|
PPO |
$81.68 $100.58 $115.50 $127.35 $156.75 $192.53 $238.58 $307.20 |
HealthPartners Open Access Network |
$5,000.00 $3,000.00 $1,500.00 $1,000.00 $750.00 $500.00 $300.00 $150.00 |
You pay 20% of charges incurred after deductible is met. |
$8,000 $4,000 $2,500 $2,000 $1,500 $1,300 $1,300 $850 |
You pay 20% after the prescription deductible. For deductibles of $150 and $300 You pay 20% with a $10 min and $25 max per prescription at participating pharmacies and up to a 30 day supply.
|
|
HealthPartners
|
|
$143.70 $117.38 $122.18 $99.15 |
HealthPartners Open Access Network |
$1,200 $2,000 $2,600 $5,000 |
80% 80% 100% 100% |
$2,400 $4,000 $2,600 $5,000 |
80% coverage after ded. 80% coverage after ded. 100% coverage after ded. 100% coverage after ded.
|
|
Medica Direct Value for Individuals
|
PPO |
$76.97 $100.25 $106.83 $130.83 N/A N/A |
Medica Choice Open Access Network |
$5,000.00 $2,500.00 $1,500.00 $1,000.00 $500.00 $150.00 |
80% 80% 80% 80% 80% 80% |
$6,000 $3,500 $2,500 $2,000 $1,500 $1,150 |
For deductible of $500 You pay a separate $250 OOP Annual Max. All other plans you pay 20% after deductible.
|
|
Medica Direct HSA for Individuals
|
|
$132.27 $106.67 $119.79 $102.83 |
Medica Choice Open Access Network |
$1,400 $1,800 $1,800 $2,800 |
80% 80% 100% 100% |
$2,350 $2,900 $1,800 $2,800 |
80% coverage after ded. 80% coverage after ded. 100% coverage after ded. 100% coverage after ded.
|
|
Assurant Health Value Plan for Individuals
|
PPO |
$65.91 $75.58 $87.73 $108.12 |
Preferred One |
$5,000.00 $3,000.00 $2,000.00 $1,000.00 |
50% 50% 50% 50% |
$6,250 $4,250 $3,250 $2,250 |
All plans you meet a separate Rx deductible of $500, then a $10.00 co-pay for generic or $25.00 co-pay for brand name.
|
|
Assurant Health One Deductible Health Plan HSA
|
|
$105.08 $124.05 $89.18 $107.90 $116.71 $79.40 $85.28 $103.22 $79.84 |
Preferred One |
$1,600 $1,600 $2,100 $2,100 $2,100 $2,700 $2,700 $2,700 $5,000 |
50% 80% 50% 80% 100% 50% 80% 100% 100% |
$4,100 $3,600 $4,600 $4,100 $2,100 $5,200 $4,700 $2,700 $5,000 |
50% coverage after ded. 80% coverage after ded. 50% coverage after ded. 80% coverage after ded. 100% coverage after ded. 50% coverage after ded. 80% coverage after ded. 100% coverage after ded. 100% coverage after ded.
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